2026 Lincoln Navigator L Reserve

Stock: U65451VIN: 5LMJJ3LG4TEL08963

Stock: U65451 VIN: 5LMJJ3LG4TEL08963

2026 Lincoln Navigator L Reserve

Detailed Pricing
MSRP:
$115,380
You Save:
$7,558
Internet Price:
$106,822
Retail Customer Cash
$1,000
Documentation Fee:
$180
Your Price:
$107,002
Overview
U65451
Stock
5LMJJ3LG4TEL08963
VIN
SUV
Body
4X4
Drivetrain
Star White Metallic Tri-Coat
Exterior
Gray
Interior
131.5
Wheelbase
3.5L V6
Engine
Gas
Fuel
10-Speed Automatic
Transmission
4
Doors
22*
Highway MPG
15*
City MPG
Description
Internet Price includes the following Factory, Manufacturer, Finance, or RCL rebates: $1000 - Retail Customer Cash. Exp. 04/30/2026 Recent Arrival! $8,558 off MSRP! **The Internet discount includes a Dealer Finance Assistance Bonus discount up to $1,000**, **Internet sales price includes $500 Stivers Trade assistance bonus cash trade in required 2015+, **PRICE JUST LOWERED***. 2026 Lincoln Navigator L 3.5L V6 Reserve 4WD 10-Speed Automatic Star White Metallic Tri-Coat In 2014, Stivers Ford Lincoln was awarded the Ford Motor Company President's Award for 2013. This award recognizes Outstanding Customer Service and Sales Performance. It is only awarded to 10% of dealers nationwide. In 2011, Stivers Ford Lincoln was voted by Des Moines Cityview Readers as BEST AUTO DEALERSHIP-DOMESTIC, and this year marks our FIFTH year in a row receiving that same honor We've been in business for 37 years in Central Iowa. We know price sells cars, and we know service after the sale is important. Our goal is to be the Ford Lincoln dealer Iowa thinks of and counts on when they want to purchase a new Ford or Lincoln vehicle, a Certified Pre-Owned Ford or Lincoln or Mercury, or to have their vehicle serviced at our award winning and best in the state service department. We place our customers' experience above everything else. We strive to leave everyone with a positive impression of our dealership. Our people are friendly, we have a comfortable atmosphere, and we treat everyone as if they were family members. Come visit us at Stivers Ford Lincoln for a superior and complete experience in vehicle sales, service, parts, Quicklane, and body shop. **The Internet discount includes a Dealer Finance Assistance Bonus discount up to $1,000**, **Internet sales price includes $500 Stivers Trade assistance bonus cash trade in required 2015+.
Features
3rd Row Seat

3rd Row Seat

Apple CarPlay

Apple CarPlay

Brake Assist

Brake Assist

Ventilated Seats

Ventilated Seats

Heated Seats

Heated Seats

Heated Side Mirrors

Heated Side Mirrors

Keyless Entry

Keyless Entry

Memory Seats

Memory Seats

Navigation

Navigation

Parking Assist

Parking Assist

Power Seat

Power Seat

Power Windows

Power Windows

Rain Sensing Wipers

Rain Sensing Wipers

Rear Air Conditioning

Rear Air Conditioning

Rear Heated Seats

Rear Heated Seats

Rearview Camera

Rearview Camera

Satellite Radio

Satellite Radio

Security System

Security System

Side-Impact Air Bags

Side-Impact Air Bags

Stability Control

Stability Control

Sunroof / Moonroof

Sunroof / Moonroof

Tow Hitch

Tow Hitch

Heated Steering Wheel

Heated Steering Wheel

Details
Features
Front License Plate Bracket
2nd Row Heated & Ventilated Dual Captain's Chair
26mm Engine Radiator
2-Speed Transfer Case with Neutral Tow
Heavy-Duty Trailer Tow Package
Wheels: 24" Bright Machined Aluminum
Auto Start-Stop Technology
BlueCruise Equipped (4-Years Included)
Lincoln App
Lincoln Connectivity Package (4-Years Included)
Lincoln Digital Experience
Lincoln Security Package
Auto Heated/Ventilated Premium Leather Captain's Chairs
SiriusXM with 360L (3 Months Trial)
Radio: Revel Ultima 3D Audio System
Wheels: 22" Dark Tarnished Aluminum
Trailer Brake Controller
4-Wheel Disc Brakes
Navigation system: Connected Navigation (1-year trial)
Apple CarPlay/Android Auto
Power moonroof: Panoramic Vista Roof
Emergency communication system: 911 Assist
AM/FM radio: SiriusXM with 360L
Auto High-beam Headlights
Exterior Parking Camera Rear
Driver's Seat Mounted Armrest
Compass
Speed-Sensitive Wipers
28 Speakers
Auto-dimming Rear-View mirror
Ventilated front seats
Variably intermittent wipers
Turn signal indicator mirrors
Trip computer
Traction control
Tilt steering wheel
Telescoping steering wheel
Steering wheel mounted audio controls
Steering wheel memory
Split folding rear seat
Speed-sensing steering
Speed control
Security system
Remote keyless entry
Reclining 3rd row seat
Rear window wiper
Rear window defroster
Rear reading lights
Rear audio controls
Rear anti-roll bar
Rear air conditioning
Rain sensing wipers
Radio data system
Power windows
Power steering
Power passenger seat
Power driver seat
Power door mirrors
Power adjustable rear head restraints
Passenger vanity mirror
Passenger seat mounted armrest
Passenger door bin
Panic alarm
Overhead console
Overhead airbag
Outside temperature display
Occupant sensing airbag
Memory seat
Low tire pressure warning
Leather steering wheel
Illuminated entry
Heated steering wheel
Heated rear seats
Heated front seats
Heated door mirrors
HVAC memory
Garage door transmitter
Fully automatic headlights
Front reading lights
Front dual zone A/C
Front anti-roll bar
Four wheel independent suspension
Dual front side impact airbags
Dual front impact airbags
Driver vanity mirror
Driver door bin
Delay-off headlights
Bumpers: body-color
Brake assist
Automatic temperature control
Auto-leveling suspension
Auto-dimming door mirrors
Auto tilt-away steering wheel
Audio memory
Alloy wheels
Adjustable head restraints: 2nd row w/tilt
Adaptive suspension
ABS brakes
3rd row seats: split-bench
Tachometer
Spoiler
Front Bucket Seats
Electronic Stability Control
Air Conditioning
Mechanical
Engine: 3.5L V6 Twin-Turbocharged
Transmission w/Driver Selectable Mode and Oil Cooler
Electronic Transfer Case
Part And Full-Time Four-Wheel Drive
3.73 Axle Ratio
78-Amp/Hr Maintenance-Free Battery w/Run Down Protection
Auto Start-Stop Technology
Class IV Towing Equipment -inc: Hitch and Trailer Sway Control
Trailer Wiring Harness
Gas-Pressurized Shock Absorbers
Rear Auto-Leveling Suspension
Front And Rear Anti-Roll Bars
Automatic w/Driver Control Ride Control Adaptive Suspension
Electric Power-Assist Speed-Sensing Steering
27.8 Gal. Fuel Tank
Single Stainless Steel Exhaust
Auto Locking Hubs
Short And Long Arm Front Suspension w/Coil Springs
Multi-Link Rear Suspension w/Coil Springs
4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake
Exterior
Steel Spare Wheel
Full-Size Spare Tire Stored Underbody w/Crankdown
Express Open/Close Sliding And Tilting Glass Panoramic Vista Roof 1st And 2nd Row Sunroof w/Power Sunshade
Body-Colored Front Bumper w/Black Rub Strip/Fascia Accent
Body-Colored Rear Bumper
Chrome Side Windows Trim
Body-Colored Door Handles
Black Power w/Tilt Down Heated Side Mirrors w/Driver Auto Dimming, Power Folding and Turn Signal Indicator
Fixed Rear Window w/Wiper and Defroster
Deep Tinted Glass
Speed Sensitive Rain Detecting Variable Intermittent Wipers
Aluminum Panels
Lip Spoiler
Black Grille w/Chrome Accents
Front License Plate Bracket
Power Running Boards
Split Gate Power Liftgate/Tailgate Rear Cargo Access
Autolamp Auto On/Off Projector Beam Led Low/High Beam Daytime Running Auto-Leveling Directionally Adaptive Auto High-Beam Headlamps w/Delay-Off
Cornering Lights
Perimeter/Approach Lights
LED Brakelights
Headlights-Automatic Highbeams
Laminated Glass
Entertainment
Radio: Revel Ultima 3D Audio System -inc: satellite/AM/FM stereo, 28 speakers w/subwoofer (featuring QuantumLogic 3D surround technology), speed-compensated volume and HD Radio
Regular Amplifier
Automatic Equalizer
Streaming Audio
Window Grid Antenna
28 Speakers
Lincoln Security Package -inc: 4-years included w/activation, Note: Not available to military sales personnel (WAFAC)
Bluetooth Wireless Phone Connectivity
3 LCD Monitors In The Front
Real-Time Traffic Display
Interior
22-Way Driver Seat
22-Way Passenger Seat
Driver And Front Passenger Armrests and Rear Seat Mounted Armrest Outboard Only
Power Tilt/Telescoping Steering Column
Heated Leather Steering Wheel w/Auto Tilt-Away
Front Cupholder
Rear Cupholder
1 12V DC Power Outlet
Compass
Keypad
Valet Function
Remote Releases -Inc: Proximity Cargo Access
Garage Door Transmitter
Cruise Control w/Steering Wheel Controls
HVAC -inc: Underseat Ducts and Headliner/Pillar Ducts
Illuminated Locking Glove Box
Driver Foot Rest
Interior Trim -inc: Leatherette/Genuine Wood Instrument Panel Insert, Metal-Look Door Panel Insert, Leatherette/Genuine Wood Console Insert, Metal-Look Interior Accents and Leatherette Upholstered Dashboard
Full Cloth Headliner
Leatherette Door Trim Insert
Day-Night Auto-Dimming Rearview Mirror
Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
Full Floor Console w/Covered Storage, Mini Overhead Console w/Storage, 1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Front And Rear Map Lights
Fade-To-Off Interior Lighting
Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
Carpet Floor Trim
Trunk/Hatch Auto-Latch
Cargo Area Concealed Storage
Cargo Space Lights
Driver / Passenger And Rear Door Bins
Delayed Accessory Power
Driver Information Center
Outside Temp Gauge
Digital Appearance
Fixed Front Head Restraints and Power w/Tilt Rear Head Restraints
2 Seatback Storage Pockets
Perimeter Alarm
Securilock Anti-Theft Ignition (pats) Immobilizer
1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Air Filtration
Safety
Side Impact Beams
Dual Stage Driver And Passenger Seat-Mounted Side Airbags
Front and Rear Sensing System Front And Rear Parking Sensors
Blind Spot
Automatic Emergency Braking
Reverse Brake Assist
Collision Mitigation-Front
Driver Monitoring-Alert
Tire Specific Low Tire Pressure Warning
Dual Stage Driver And Passenger Front Airbags
Safety Canopy Curtain 1st, 2nd And 3rd Row Airbags
Airbag Occupancy Sensor
Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
Rear Child Safety Locks
Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
Front Camera
Left Side Camera
Right Side Camera
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Dealer FAQs

Can I get financed for an auto loan at Stivers Ford IA?

Getting financed with us is fast and fun. Whether you’ve always enjoyed a sterling credit history, are currently working on improving your credit score even more, or this is your first time buying a car, you can count on the friendly experts at Stivers Ford IA to make the whole process transparent and easy to understand. To learn more and get the ball rolling on the right loan for your unique financial situation, call 515-987-3697 or apply online now. 

What is the financing process like at Stivers Ford IA?

Easy and relaxed. Our primary goal is your total satisfaction, so we provide you with as much time and expert insight as you need to properly consider all of your loan options. This commitment to friendly, honest, and fair service is truly a breath of fresh air and ensures that you drive away happy, satisfied, and behind the wheel of the vehicle you've always wanted.

What are the steps in the financing process at Stivers Ford IA?

Great question. Securing a competitive loan from Stivers Ford IA takes only three easy steps. First up is to either apply online for pre-approval via our quick and convenient online credit application or call 515-987-3697. From here, one of our financing experts will connect with you to go over the details of your loan offers and ensure that you have everything you need to make a smart and informed decision.

After reviewing your proposed loan terms and consulting with our financial advisors and your trusted personal confidants (friends, family members, etc.), there is only one step left: Finalizing the perfect loan for you via a simple and respectful process. By following these three short steps, you can make the most of the best loan experience here in Des Moines.

What is involved in securing an auto loan in Des Moines IA?

The answer to this question includes a variety of factors, such as:

  • Your car's purchase price
  • Your trade in and equity position
  • If the vehicle you are purchasing is new or used
  • The length of your existing loan's life
  • Your current credit score
  • How much you are choosing to invest in a down payment

People from all around Des Moines come to purchase a clean car, truck, or SUV from our used car lot each and every day. Most loans prepared by our team are entirely unique, so the factors that will shape your bank loan will depend on your specific situation, desires, and needs.

Our expert financial professionals are happy to find and present lots of great offers to ensure that you are in complete control and that you are receiving the best deal possible on the loan you need. Our customers make great and informed decisions based on all of their available options thanks to a perfectly transparent process that we take seriously.

Who can I call at Stivers Ford IA to get the financing process started?

Any of our amazing specialists will be more than happy to help you get the ball rolling on your dream car. All you have to do is dial 515-987-3697 when you have a few free moments and you'll soon see that getting approved for a car loan at Stivers Ford IA is quick, easy, and convenient.



* Pricing - All vehicle pricing shown is assumed to be correct and accurate. Incentives, credit restrictions,
qualifying programs, residency, and fees may raise, lower, or otherwise augment monthly payments. Additionally,
incentives offered by the manufacturer are subject to change and may fluctuate or differ based on region and other
considerations. Unless otherwise noted or specified, pricing shown does not include title, registration, or tax fees
and costs.


* MPG - Vehicle information, as well as features and other inclusions, may vary by model and are based
exclusively on standard equipment. No claims, warranties, or guarantees have been made related to the accuracy of
customer payments, model equipment, or vehicle pricing. Please call with any questions you might have and to
reassert the accuracy of any information presented here.


REFUND POLICY: No Refunds







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