2026 Lincoln Navigator Reserve

Stock: U62881VIN: 5LMJJ2LGXTEL02532

Stock: U62881 VIN: 5LMJJ2LGXTEL02532

2026 Lincoln Navigator Reserve

Detailed Pricing
MSRP:
$108,335
You Save:
$2,830
Internet Price:
$104,505
Retail Customer Cash
$1,000
Documentation Fee:
$180
Your Price:
$104,685
Overview
U62881
Stock
5LMJJ2LGXTEL02532
VIN
8
Miles
SUV
Body
4X4
Drivetrain
Infinite Black Metallic Clearcoat
Exterior
Black Onyx
Interior
122.5
Wheelbase
3.5L V6
Engine
Gas
Fuel
10-Speed Automatic
Transmission
4
Doors
22*
Highway MPG
16*
City MPG
Description
Internet Price includes the following Factory, Manufacturer, Finance, or RCL rebates: $1000 - Retail Customer Cash. Exp. 04/30/2026 $3,830 off MSRP! **The Internet discount includes a Dealer Finance Assistance Bonus discount up to $1,000**, **Internet sales price includes $500 Stivers Trade assistance bonus cash trade in required 2015+, **PRICE JUST LOWERED***, 4WD, Black Onyx Leather. 2026 Lincoln Navigator 3.5L V6 Reserve 4WD 10-Speed Automatic Infinite Black Metallic Clearcoat In 2014, Stivers Ford Lincoln was awarded the Ford Motor Company President's Award for 2013. This award recognizes Outstanding Customer Service and Sales Performance. It is only awarded to 10% of dealers nationwide. In 2011, Stivers Ford Lincoln was voted by Des Moines Cityview Readers as BEST AUTO DEALERSHIP-DOMESTIC, and this year marks our FIFTH year in a row receiving that same honor We've been in business for 37 years in Central Iowa. We know price sells cars, and we know service after the sale is important. Our goal is to be the Ford Lincoln dealer Iowa thinks of and counts on when they want to purchase a new Ford or Lincoln vehicle, a Certified Pre-Owned Ford or Lincoln or Mercury, or to have their vehicle serviced at our award winning and best in the state service department. We place our customers' experience above everything else. We strive to leave everyone with a positive impression of our dealership. Our people are friendly, we have a comfortable atmosphere, and we treat everyone as if they were family members. Come visit us at Stivers Ford Lincoln for a superior and complete experience in vehicle sales, service, parts, Quicklane, and body shop. **The Internet discount includes a Dealer Finance Assistance Bonus discount up to $1,000**, **Internet sales price includes $500 Stivers Trade assistance bonus cash trade in required 2015+.
Features
3rd Row Seat

3rd Row Seat

Apple CarPlay

Apple CarPlay

Brake Assist

Brake Assist

Ventilated Seats

Ventilated Seats

Heated Seats

Heated Seats

Heated Side Mirrors

Heated Side Mirrors

Keyless Entry

Keyless Entry

Memory Seats

Memory Seats

Navigation

Navigation

Parking Assist

Parking Assist

Power Seat

Power Seat

Power Windows

Power Windows

Rain Sensing Wipers

Rain Sensing Wipers

Rear Air Conditioning

Rear Air Conditioning

Rear Heated Seats

Rear Heated Seats

Rearview Camera

Rearview Camera

Satellite Radio

Satellite Radio

Security System

Security System

Side-Impact Air Bags

Side-Impact Air Bags

Stability Control

Stability Control

Sunroof / Moonroof

Sunroof / Moonroof

Tow Hitch

Tow Hitch

Heated Steering Wheel

Heated Steering Wheel

Details
Features
Navigation system: Connected Navigation (1-year trial)
Equipment Group 202A Reserve II
Heavy-Duty Trailer Tow Package
Lincoln Connectivity Package (4-Years Included)
Lincoln Security Package
28 Speakers
AM/FM radio: SiriusXM with 360L
Audio memory
Radio data system
Radio: Revel Ultima 3D Audio System
Rear audio controls
SiriusXM with 360L (3 Months Trial)
26mm Engine Radiator
Air Conditioning
Automatic temperature control
Front dual zone A/C
HVAC memory
Rear air conditioning
Rear window defroster
Memory seat
Power driver seat
Power steering
Power windows
Remote keyless entry
Steering wheel memory
Steering wheel mounted audio controls
Adaptive suspension
Auto-leveling suspension
Four wheel independent suspension
Speed-sensing steering
Traction control
4-Wheel Disc Brakes
ABS brakes
Dual front impact airbags
Dual front side impact airbags
Emergency communication system: 911 Assist
Front anti-roll bar
Low tire pressure warning
Occupant sensing airbag
Overhead airbag
Power adjustable rear head restraints
Rear anti-roll bar
Power moonroof: Panoramic Vista Roof
Brake assist
Electronic Stability Control
Exterior Parking Camera Rear
Auto High-beam Headlights
Delay-off headlights
Fully automatic headlights
Panic alarm
Security system
BlueCruise Equipped (4-Years Included)
Speed control
Auto Start-Stop Technology
Auto-dimming door mirrors
Bumpers: body-color
Front License Plate Bracket
Heated door mirrors
Power door mirrors
Spoiler
Turn signal indicator mirrors
Apple CarPlay/Android Auto
Auto Heated/Ventilated Premium Leather Captain's Chairs
Auto tilt-away steering wheel
Auto-dimming Rear-View mirror
Compass
Driver door bin
Driver vanity mirror
Front reading lights
Garage door transmitter
Heated steering wheel
Illuminated entry
Leather steering wheel
Lincoln App
Lincoln Digital Experience
Outside temperature display
Overhead console
Passenger seat mounted armrest
Passenger vanity mirror
Rear reading lights
Tachometer
Telescoping steering wheel
Tilt steering wheel
Trip computer
2nd Row Heated & Ventilated Dual Captain's Chair
3rd row seats: split-bench
Driver's Seat Mounted Armrest
Front Bucket Seats
Heated front seats
Heated rear seats
Power passenger seat
Reclining 3rd row seat
Split folding rear seat
Ventilated front seats
Passenger door bin
Trailer Brake Controller
Alloy wheels
Wheels: 22" Dark Tarnished Aluminum
Rain sensing wipers
Rear window wiper
Speed-Sensitive Wipers
Variably intermittent wipers
**The Internet discount includes a Dealer Finance Assistance Bonus discount up to $1,000**
**Internet sales price includes $500 Stivers Trade assistance bonus cash trade in required 2015+
**PRICE JUST LOWERED***
Mechanical
Engine: 3.5L V6 Twin-Turbocharged
Transmission: 10-Speed Automatic -inc: SelectShift capability
Transmission w/Driver Selectable Mode and Oil Cooler
Electronic Transfer Case
Part And Full-Time Four-Wheel Drive
3.73 Axle Ratio
78-Amp/Hr Maintenance-Free Battery w/Run Down Protection
Auto Start-Stop Technology
Class IV Towing Equipment -inc: Hitch and Trailer Sway Control
Trailer Wiring Harness
Gas-Pressurized Shock Absorbers
Rear Auto-Leveling Suspension
Front And Rear Anti-Roll Bars
Automatic w/Driver Control Ride Control Adaptive Suspension
Electric Power-Assist Speed-Sensing Steering
23.6 Gal. Fuel Tank
Single Stainless Steel Exhaust
Auto Locking Hubs
Short And Long Arm Front Suspension w/Coil Springs
Multi-Link Rear Suspension w/Coil Springs
4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake
Exterior
Wheels: 22" Dark Tarnished Aluminum -inc: bright machined finish and Lincoln star hub wheel ornament
Tires: P275/50R22 All-Season BSW
Steel Spare Wheel
Full-Size Spare Tire Stored Underbody w/Crankdown
Express Open/Close Sliding And Tilting Glass Panoramic Vista Roof 1st And 2nd Row Sunroof w/Power Sunshade
Body-Colored Front Bumper w/Black Rub Strip/Fascia Accent
Body-Colored Rear Bumper
Chrome Side Windows Trim
Body-Colored Door Handles
Black Power w/Tilt Down Heated Side Mirrors w/Driver Auto Dimming, Power Folding and Turn Signal Indicator
Fixed Rear Window w/Wiper and Defroster
Deep Tinted Glass
Speed Sensitive Rain Detecting Variable Intermittent Wipers
Aluminum Panels
Lip Spoiler
Black Grille w/Chrome Accents
Front License Plate Bracket
Power Running Boards
Split Gate Power Liftgate/Tailgate Rear Cargo Access
Tailgate/Rear Door Lock Included w/Power Door Locks
Autolamp Auto On/Off Projector Beam Led Low/High Beam Daytime Running Auto-Leveling Directionally Adaptive Auto High-Beam Headlamps w/Delay-Off
Cornering Lights
Perimeter/Approach Lights
LED Brakelights
Headlights-Automatic Highbeams
Laminated Glass
Entertainment
Radio: Revel Ultima 3D Audio System -inc: satellite/AM/FM stereo, 28 speakers w/subwoofer (featuring QuantumLogic 3D surround technology), speed-compensated volume and HD Radio
Radio w/Seek-Scan, Clock, Steering Wheel Controls, Multi-Source Rear Controls, Voice Activation, Radio Data System and SYNC 4 External Memory Control
Regular Amplifier
Automatic Equalizer
Streaming Audio
Window Grid Antenna
28 Speakers
Lincoln Security Package -inc: 4-years included w/activation, Note: Not available to military sales personnel (WAFAC)
SiriusXM w/360L (3 Months Trial) -inc: super categories/live sports categories, For You recommendations and SiriusXM listener profiles, A 3-month trial subscription is included for all new SiriusXM-equipped Lincoln vehicles, Service is not available in Alaska and Hawaii, Service will automatically stop at the end of your trial subscription period unless you decide to continue service, Trial is non-transferable, If you do not wish to enjoy your trial, you can cancel by calling the number below, All SiriusXM services require a subscription, each sold separately by SiriusXM after the trial period, Service subject to the SiriusXM customer agreement and privacy policy, visit siriusxm.com for complete terms and how to cancel which includes online methods or calling 1-866-635-2349, Some services and features are subject to device capabilities and location availability, Satellite service not available in Alaska and Hawaii, Certain features and/or content may not be available in vehicles w/SiriusXM w/360L unless an active data connection is enabled in the vehicle, Content varies by SiriusXM subscription plan, All fees, content and features are subject to change, SiriusXM and related logos are trademarks of Siirus XM Radio Inc, and its respective subsidiaries
Bluetooth Wireless Phone Connectivity
3 LCD Monitors In The Front
Real-Time Traffic Display
Interior
Bucket Front Seats w/Leatherette Back Material
22-Way Driver Seat
22-Way Passenger Seat
Bucket Folding Bucket Front Facing Heated Manual Reclining Fold Forward Seatback Leather Rear Seat w/Manual Fore/Aft and PowerFold Power Folding Activation
Driver And Front Passenger Armrests and Rear Seat Mounted Armrest Outboard Only
Power Tilt/Telescoping Steering Column
Gauges -inc: Speedometer, Odometer, Engine Coolant Temp, Tachometer, Trip Odometer and Trip Computer
Power Rear Windows and Fixed 3rd Row Windows
Fixed 40-20-40 Split-Bench Lincoln Soft Touch Leatherette 3rd Row Seat Front, Power Recline, Power Fold Into Floor, 3 Manual and Adjustable Head Restraints
Heated Leather Steering Wheel w/Auto Tilt-Away
Front Cupholder
Rear Cupholder
1 12V DC Power Outlet
Compass
Keypad
Proximity Key For Doors And Push Button Start And Smart Device Proximity Key
Valet Function
Remote Keyless Entry w/Integrated Key Transmitter, Illuminated Entry and Panic Button
Remote Releases -Inc: Proximity Cargo Access
Garage Door Transmitter
Cruise Control w/Steering Wheel Controls
Adaptive Cruise Control
Voice Activated Dual Zone Front Automatic Air Conditioning
Rear HVAC w/Separate Controls
HVAC -inc: Underseat Ducts and Headliner/Pillar Ducts
Illuminated Locking Glove Box
Driver Foot Rest
Interior Trim -inc: Leatherette/Genuine Wood Instrument Panel Insert, Metal-Look Door Panel Insert, Leatherette/Genuine Wood Console Insert, Metal-Look Interior Accents and Leatherette Upholstered Dashboard
Full Cloth Headliner
Leatherette Door Trim Insert
Auto Heated/Vent Premium Leather Captain's Chairs -inc: 24-way perfect position driver seat, 22-way perfect position passenger seats, massage seats, power lumbar, driver seat profile (memory) and fixed head restraint
Day-Night Auto-Dimming Rearview Mirror
Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
Full Floor Console w/Covered Storage, Mini Overhead Console w/Storage, 1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Front And Rear Map Lights
Fade-To-Off Interior Lighting
Full Carpet Floor Covering -inc: Carpet Front And Rear Floor Mats
Carpet Floor Trim
Trunk/Hatch Auto-Latch
Cargo Area Concealed Storage
Cargo Space Lights
Memory Settings -inc: Driver Seat, Door Mirrors, Steering Wheel, Audio and HVAC
FOB Controls -inc: Keyfob Cargo Access, Keyfob Window Activation, Keyfob Sunroof/Convertible Roof Activation and Keyfob Remote Start
Smart Device Remote Engine Start
Lincoln Connect -inc: embedded modem w/WiFi hot spot capability, Enables Lincoln app remote features (when activated) which includes pre-conditioning (schedule remote start), remote lock/unlock/start, schedule service, smartphone integrated technology, lights and horns, roadside assistance and phone as a key, Lincoln Connect, Lincoln app and complimentary connected services are required for remote features (see Lincoln app Terms for details), Connected services and features depend on compatible network availability, Evolving technology/cellular networks/vehicle capability may limit functionality and prevent operation of connected features, Connected Services exclude Wi-Fi hot spot, Lincoln App, compatible w/select smartphone platforms, is available via a download, Message and data rates may apply
Lincoln Connectivity Package (4-Years Included) -inc: 5G connectivity for Lincoln digital experience, unlimited Wi-Fi hotspot, audio and video streaming, productivity (video conferencing, web browser), voice assistant and entertainment, Included for 4 years from warranty start date, Requires activation via Lincoln app, Evolving technology/cellular networks/vehicle capability may limit functionality and prevent operation of connected features, Lincoln may temporarily slow data speeds if such data usage reaches or exceeds 50GB within a billing cycle or due to network limitations, If a customer uses more than 50% of their data usage in a roaming country during a 60-day period, Lincoln may remove or limit the customer's data plan, Note: Not available to military sales personnel (WAFAC)
Lincoln Digital Experience -inc: 48" panoramic display w/customizable widgets (trip, weather, audio, clock, tire pressure, fuel economy), compass display, odometer, turn signal views, rear view camera display, map projection, ADAS graphics, speed limit, pano mode (stationary experience video content on passenger screen) and steering wheel controls visuals, 11.1" center display, customizable themes (constellation, engage, inspire and tranquil), 5G connectivity, Google Maps, 911 Assist, welcome/farewell experience, wireless Apple CarPlay and Android Auto compatibility, digital owner's manual, Google App Store, games/news/podcasts apps and over the air updates
Driver / Passenger And Rear Door Bins
Power 1st Row Windows w/Front And Rear 1-Touch Up/Down
Delayed Accessory Power
Power Door Locks w/Autolock Feature
Driver Information Center
Trip Computer
Outside Temp Gauge
Digital Appearance
Fixed Front Head Restraints and Power w/Tilt Rear Head Restraints
2 Seatback Storage Pockets
Perimeter Alarm
Securilock Anti-Theft Ignition (pats) Immobilizer
1 12V DC Power Outlet and 2 Interior 120V AC Power Outlets
Air Filtration
Safety
BlueCruise (4-years included)
AdvanceTrac w/RSC Electronic Stability Control (ESC) And Roll Stability Control (RSC)
ABS And Driveline Traction Control
Side Impact Beams
Dual Stage Driver And Passenger Seat-Mounted Side Airbags
Front and Rear Sensing System Front And Rear Parking Sensors
Blind Spot Assist Blind Spot
Automatic Emergency Braking
Reverse Brake Assist
Lane-Keeping System Lane Keeping Assist
Lane-Keeping System Lane Departure Warning
Collision Mitigation-Front
Driver Monitoring-Alert
Tire Specific Low Tire Pressure Warning
Dual Stage Driver And Passenger Front Airbags
Safety Canopy Curtain 1st, 2nd And 3rd Row Airbags
Airbag Occupancy Sensor
Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
Rear Child Safety Locks
Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
Front Camera
Left Side Camera
Right Side Camera
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Dealer FAQs

Can I get financed for an auto loan at Stivers Ford IA?

Getting financed with us is fast and fun. Whether you’ve always enjoyed a sterling credit history, are currently working on improving your credit score even more, or this is your first time buying a car, you can count on the friendly experts at Stivers Ford IA to make the whole process transparent and easy to understand. To learn more and get the ball rolling on the right loan for your unique financial situation, call 515-987-3697 or apply online now. 

What is the financing process like at Stivers Ford IA?

Easy and relaxed. Our primary goal is your total satisfaction, so we provide you with as much time and expert insight as you need to properly consider all of your loan options. This commitment to friendly, honest, and fair service is truly a breath of fresh air and ensures that you drive away happy, satisfied, and behind the wheel of the vehicle you've always wanted.

What are the steps in the financing process at Stivers Ford IA?

Great question. Securing a competitive loan from Stivers Ford IA takes only three easy steps. First up is to either apply online for pre-approval via our quick and convenient online credit application or call 515-987-3697. From here, one of our financing experts will connect with you to go over the details of your loan offers and ensure that you have everything you need to make a smart and informed decision.

After reviewing your proposed loan terms and consulting with our financial advisors and your trusted personal confidants (friends, family members, etc.), there is only one step left: Finalizing the perfect loan for you via a simple and respectful process. By following these three short steps, you can make the most of the best loan experience here in Des Moines.

What is involved in securing an auto loan in Des Moines IA?

The answer to this question includes a variety of factors, such as:

  • Your car's purchase price
  • Your trade in and equity position
  • If the vehicle you are purchasing is new or used
  • The length of your existing loan's life
  • Your current credit score
  • How much you are choosing to invest in a down payment

People from all around Des Moines come to purchase a clean car, truck, or SUV from our used car lot each and every day. Most loans prepared by our team are entirely unique, so the factors that will shape your bank loan will depend on your specific situation, desires, and needs.

Our expert financial professionals are happy to find and present lots of great offers to ensure that you are in complete control and that you are receiving the best deal possible on the loan you need. Our customers make great and informed decisions based on all of their available options thanks to a perfectly transparent process that we take seriously.

Who can I call at Stivers Ford IA to get the financing process started?

Any of our amazing specialists will be more than happy to help you get the ball rolling on your dream car. All you have to do is dial 515-987-3697 when you have a few free moments and you'll soon see that getting approved for a car loan at Stivers Ford IA is quick, easy, and convenient.



* Pricing - All vehicle pricing shown is assumed to be correct and accurate. Incentives, credit restrictions,
qualifying programs, residency, and fees may raise, lower, or otherwise augment monthly payments. Additionally,
incentives offered by the manufacturer are subject to change and may fluctuate or differ based on region and other
considerations. Unless otherwise noted or specified, pricing shown does not include title, registration, or tax fees
and costs.


* MPG - Vehicle information, as well as features and other inclusions, may vary by model and are based
exclusively on standard equipment. No claims, warranties, or guarantees have been made related to the accuracy of
customer payments, model equipment, or vehicle pricing. Please call with any questions you might have and to
reassert the accuracy of any information presented here.


REFUND POLICY: No Refunds







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